You can buy only actual cash value coverage for wind and hail damage if your roof is too old to qualify for replacement value coverage.
Hail on new roof.
The sun s ultraviolet uv rays can weaken the exposed areas of your roof and make them brittle and susceptible to leaks.
Even seemingly minor hail storms can cause significant problems that you might not notice until the damage increases over time and creates openings that may be harder for a roof leak repair or even require a replacement roof.
Spatter is evidence of hail on the property and it can be used to determine the size and direction of the hail but the spatter marks themselves usually do not result in claimable damage.
Hail spatter sometimes called hail splatter results when slushy type hail leaves discolored marks or stains on your roof or appliances like ac units.
Hail storms can cause a wide range of damage to your roof and your property in general.
Hail is a powerful force of nature that can even damage roofs made with concrete tiles if the stones are large enough and wind speeds are high.
Why you should address hail damage asap.
Your insurance reimbursement will be based on the.
Hail can loosen the granule coating that protects your roof potentially exposing your roofing system to the elements and the harmful effects of sunlight.